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Transparent Protection Plans

Predictable monthly pricing. No deductibles. No-cost inspections. Choose the tier that fits your home.

Prices shown for a 1,500 sq ft home, 0–10 years old. Your exact price is calculated during enrollment.

Essential

Basic Protection

$147.00/mo

Based on 1,500 sq ft, 0–10 yr home

Annual Coverage

Per Trade$15,000.00
Combined$25,000.00

Labor & Parts

Labor included; parts at basic level

  • Mechanical breakdown coverage
  • No-cost bi-annual inspections
  • Minor adjustments during visits
  • $0 deductible
  • Licensed master trade professionals
Standard
Most Popular

Most Popular

$178.50/mo

Based on 1,500 sq ft, 0–10 yr home

Annual Coverage

Per Trade$20,000.00
Combined$35,000.00

Labor & Parts

Labor + enhanced parts coverage

  • Everything in Essential
  • Higher annual and lifetime caps
  • Enhanced parts coverage
  • $0 deductible
  • Licensed master trade professionals

Higher caps mean you're covered for more costly repairs without hitting limits.

Premium

Maximum Coverage

$210.00/mo

Based on 1,500 sq ft, 0–10 yr home

Annual Coverage

Per Trade$25,000.00
Combined$45,000.00

Labor & Parts

Full labor + parts on all covered events

  • Everything in Standard
  • Highest coverage caps
  • Full parts and labor on all covered events
  • Priority scheduling
  • $0 deductible
  • Licensed master trade professionals

Maximum protection with the highest caps and priority service for complete peace of mind.

How Pricing Works

Based on your home

Pricing is calculated from your home's square footage and property age — not a one-size-fits-all flat rate.

Fair rates for larger homes

Homes above 2,200 sq ft benefit from diminishing per-sqft rates, so larger homes aren't penalized.

$0 deductible, always

No surprise fees when you file a claim. Every covered event is fully handled — no out-of-pocket cost.

No-cost inspections

Bi-annual inspections are included with every plan. Three Trade members can upgrade to quarterly at no extra cost.

What Protection Looks Like

One covered event can pay for years of membership.

HVAC Compressor Failure

A failed compressor in peak summer can leave your family without AC for days while you scramble for quotes.

Without APHS$3,000 – $7,000
With APHS$0 out-of-pocket

Sewer Line Backup

Sewer line issues often require excavation and can escalate fast. One covered event can pay for years of membership.

Without APHS$2,500 – $10,000
With APHS$0 out-of-pocket

Electrical Panel Replacement

Aging panels are a safety hazard. Replacement by a licensed electrician is fully covered under your plan.

Without APHS$2,000 – $4,000
With APHS$0 out-of-pocket

Frequently Asked Questions

What's the difference between the tiers?

Each tier covers the same trades and includes no-cost inspections. Higher tiers give you higher annual coverage caps and enhanced parts coverage, so you're protected against more expensive repairs.

Is there a deductible?

No. Every plan has a $0 deductible. When a covered event occurs, you pay nothing out of pocket.

What counts as a covered event?

Major mechanical breakdowns — things like a failed HVAC compressor, sewer line backup, or electrical panel failure. Routine service and minor adjustments are handled during your included inspections.

Are inspections really free?

Yes. Bi-annual inspections are included with every plan at no additional cost. Three Trade members can opt for quarterly inspections, also at no extra charge.

What about solar panels?

Solar panel systems are not currently covered under any tier. Contact us for custom coverage options.

How is my price calculated?

Your monthly price is based on your home's square footage, property age, how many trades you select, and the tier you choose. Larger homes benefit from diminishing per-sqft rates above 2,200 sq ft.

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